Building a successful business is enough hard work, without the added headache of finding affordable, quality health insurance.
Whether you’re just starting out, or own a small business with multiple employees, you’re going to need help finding and securing health coverage.
Going into business for yourself can be a bit of a gamble. But not insuring yourself, family, or employees only raises the stakes. The two groups who should be most interested in a group health plan are:
Self-employed persons who often think health insurance is an unaffordable luxury. But the main purpose of health insurance is to protect your financial future against unexpected medical costs, long-term illness or hospitalization.
Small business owners who know employer-sponsored health insurance is one benefit workers truly value. In fact, offering a group health insurance plan can make you more competitive, since you can attract and retain the best workers.
There are two primary categories of health insurance for small business owners and self-employed persons to choose from:
Individual and Family Plans purchased by individuals to cover themselves or their families. Self- employed persons often purchase these kinds of plans, even though some may also qualify for small business/group plans.
Small Business/Group Plans that are employer-sponsored health coverage. Costs are typically shared between the employer and the employee, and coverage may also be extended to dependents.
PPO / Preferred Provider Organization plans are the most popular for individuals and families. It’s your responsibility to make sure that the health care providers you visit participate in the PPO.
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
We’re your neighbors. We protect people we know and care about in Kenya, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.